Advantages of Having an Auto Club Membership

There are a number of auto club memberships available these days and a common question for the consumer to have is, ‘Will the benefits of having a membership offset what it costs me to be a member?’ Figuring out whether an auto club membership will be worth the cost can be tricky because you may never have to use some of the benefits, but like an extended warranty plan on a major appliance – if you do end up needing it, you are sure glad that it’s there. Let’s take a quick look at what often comes as part of an auto club membership to get a better feel if they are worth your out of pocket cost to join.

Roadside Assistance
This is, in most cases, the single best benefit of an auto club, and you may never even have to use it. Most auto clubs offer twenty four hour assistance if your car breaks down for any reason. If you run out of gas, if your car overheats, if the battery is dead or if you blow out a tire and are stranded on the side of the road, day or night, rain or shine, you just call the number on your membership card and a representative from the auto club will be out to provide assistance. Whatever your annual membership fee may be, if you are stranded in the middle of no where in sub zero temperatures having someone come out to rescue you is well worth it.

There are some things you should look into about your auto clubs roadside assistance before you buy though. With some auto clubs you need to pay additional money for certain services provided or you end up paying a premium for the parts needed to get your car back on the road. You want to make sure that you are getting the most out of your membership money when it comes to the roadside assistance.

Travel Discounts
If you fancy yourself a world traveler, but you don’t have quite the disposable income that many world travelers do, a membership in an auto club could be a dream come true. Many auto clubs, like AAA for example, offer their loyal customers incredible discounts on all phases of travel booked through the club. As a member you’re entitled to big savings on vacation packages, plane tickets, guided tours and hotel rooms. Even if you don’t log a ton of miles in your car every year, if you plan on doing a good deal of traveling then an auto club membership could certainly be worth the cost.

Other Amenities
If the roadside assistance and the travel discounts just aren’t enough to convince you that an auto club membership is worth the cost, there still may be a few things to change your opinion. Many auto clubs offer their members special discounts at auto repair shops, some offer free tour guidebooks, maps and have representatives that will help you plan an upcoming trip.

So is an auto club membership worth it? The simplest answer is absolutely, if you are going to use it. The amount of money you can save on the travel, as well as all of the other potential discounts certainly make a membership in an auto club a good investment. If you book a trip or two, use the reps to help plan your travel route, purchase your plane tickets and make use of the discounts to repair your car you should be able to save much more money than the memberships cost you, but the biggest advantage you’ll get from the auto club membership is the piece of mind that comes with being taken care of regardless of what trouble you encounter on the road.

Auto Detailing – Give the Car a Better Look

A person always wants to look beautiful. He extends this interest also to his cars by making them look beautiful. But that cannot happen always because due to environmental and work conditions, the beauty and the gloss of cars start to disappear slowly. The process of bringing back the gloss and fresh look of cars and other automobiles is called as the auto detailing.

Auto detailing is normally practiced all throughout the world and there are many such expert hands in Chicago also. Detailing normally involves polishing the outer appearance only. But there are many who extend this to the interiors of the cars also. Auto detailing does not essentially mean re-painting. It is just waxing, polishing and thorough cleaning of automobiles essentially to make it look sleek and beautiful. The paint defects are corrected, scratches and other marks in the exterior of the automobile is polished completely.

The auto detailing does not do much to increase the efficiency of the car, but it gives an amount of personal satisfaction and also ensures a good look to your car. There is many such auto detailing operatives in Chicago. They take up the cars for detailing and provide you with a complete detailing. The auto detailing first began in California, but now it has spread all throughout the country and the world also. Chicago is also now one of the best auto detailing centers in the country. Chicago is known for some of its expert auto detailers. They have spread all around the city and give you best results at an affordable cost. Some notable of them are Euro Collision, Extreme Auto spa and so on.

The steps involved in auto detailing are very simple. At first the claying is done to remove paint impurities. Then polishing using wax or any other polishes is made. Then they are dried and in the end give you a better gloss and good surface finish. Sometimes, polymers are used as sealants that provide better surface finish and durability than wax. All kind of this auto detailing like using wax, polish or polymers are done in Chicago.

The auto detailing centers are in huge number in Chicago. They are shops that provide you with better performance and also there are shops that provide you with a lower cost. Anybody could find at least one shop that would satisfy all their needs. Detailing in Chicago is also done for the Concorus car show that awards prizes for the car with best look. Auto detailing has been a craze for man and Chicago will ensure his demands met.

Top Michigan Auto Accident Lawsuit Mistakes and How to Avoid Them

These five mistakes are most often made by auto accident victims during a lawsuit, playing a crucial role in hurting good people with legitimate cases. This article is intended to help honest people avoid making innocent mistakes that insurance companies and defense lawyers can exploit to avoid responsibility for damages they owe.

Mistake #1: Waiting too long after your auto accident to talk to a lawyer

There is a one-year time limit to apply for benefits in Michigan for a first-party no-fault case. Michigan no-fault law covers important auto insurance benefits such as wage loss, medical bills and mileage, replacement services (chores, help with children) and attendant care (nursing services), based upon the severity of your personal injuries. In Michigan, medical bills are generally paid by the car accident victim’s auto insurance carrier. If you do not apply in time, you will not be able to receive your benefits.

In addition, when auto accident cases are referred too late, critical and debilitating injuries are frequently missed, and documentation of injuries is disregarded. Sometimes car accident victims don’t understand how serious their injuries are, and therefore, do not seek appropriate treatment. Treatment for personal injuries from auto accidents is not only necessary for proper recovery, but creates a record of the injuries, which is necessary to meet Michigan’s injury law for recovering damages in an auto accident case. Additionally, all car accident injuries (even minor ones) must be documented on your Michigan no-fault application for benefits. A person who suffers injuries in an automobile accident but who fails to give specific notice of each of those injuries to his no-fault insurance company within one year can later be barred from having the insurer pay medical bills.

Regarding a truck accident case, critical documents to prove liability can be destroyed within months. For example, if a truck was involved in your accident, a trucking company is only required to keep the bulk of their records concerning a truck accident – no matter how serious the injuries or even if someone was killed – for a very short period of time. The destruction of these and other incredibly important pieces of evidence in serious truck accident cases is not only legal, but commonplace. If a lawsuit is not filed in a timely manner, these documents that are vital to proving negligence on a truck company’s behalf will be legally destroyed, and that can devastate a truck accident case.

Mistake #2: Not considering first impressions and Internet activity during pending lawsuits

Everyone is entitled to their own opinions and beliefs, but auto accident victims with pending personal injury lawsuits should also remember that some opinions, whether political, religious or social, can offend or turn off jurors who do not share the same views. If there’s one universal truth about winning trials, it is this: Juries tend to help people they like, and tend to punish people they do not like. Plaintiffs in personal injury lawsuits must keep this in mind.

Please consider the recording you leave on your cell phone or answering machine. An insurance adjuster will likely be calling you repeatedly, and if she finds something questionable or offensive, it can affect how that insurance adjuster handles your claim.

Of course, in the realm of innocent mistakes that car accident victims can make, your answering machine message is pretty minor in comparison to say, posting certain information on MySpace or Facebook. For example, a victim who was disabled with closed-head injuries from a truck accident posted pictures of themselves skiing or hiking on an online social networking site. These pictures are completely innocent, and were taken before the person was ever injured in the accident. But the accusation of fraud by defense lawyers can be enough for suspicious jurors who are ready to assume the worst about a person.

Here’s another example: A client neglected to change his message after his car accident, leaving his professional business voicemail greeting, even though he wasn’t working because he was disabled. The defense lawyer used the message against him in court, implying that he was still working and soliciting business. You never know who is listening.

Outside of phone messages, accident victims must always think about the overall impressions they’re leaving, because if a defendant insurance company decides to conduct video surveillance, a jury will see facets of a plaintiff’s life that might have the potential to offend people. Remember, complete strangers may one day be sitting in judgment on your jury. Why risk offending people who will be asked to return proper compensation for your accident?

Mistake #3: Applying for Social Security Disability (SSD) without consulting an attorney

People injured in Michigan car accidents and collecting no-fault insurance benefits are frequently told by their insurance companies and claims adjusters that they must apply for Social Security Disability (SSD). But it’s a big mistake for an auto accident victim to consider a Social Security Disability application or SSD claim as separate from his or her automobile accident case. It’s imperative that you contact your Michigan auto accident attorney as soon as an insurance adjuster instructs you to apply, to discuss how applying could affect your case. For example, if you’re accepted for SSD too soon, it could literally wipe out the entire economic recovery from your third-party case.

In almost all cases, especially when a no-fault insurance company asks you to apply for Social Security Disability, you are required to do so. But what happens next, such as appeals and other actions that an auto accident victim needs to apply, is very case-specific. This must be discussed with your lawyer, so he or she can point you in the right direction to minimize the impact on your existing auto accident case, and to avoid costly mistakes.
The practice of insurance companies requiring the accident victim to apply for Social Security Disability has led to abuse, of which many Michigan auto accident attorneys have become all too familiar: Some insurance company adjusters threaten auto accident victims who want to return to work to apply for SSD as a requirement to keep receiving their no-fault insurance benefits. They urge these accident victims to then re-apply and keep appealing if they are not awarded disability benefits.

The reason Michigan insurance companies are requiring you to apply is simple – it saves them money. But there is no basis under Michigan law to have a person apply for Social Security Disability benefits and then be forced to appeal after a denial, just because a no-fault insurance company adjuster is trying to cut costs.

All About Auto Responders

Auto responders are one thing that is great for internet marketers. Even though the real name for this is autoresponder, there are many other names it is known as like an e-mail responder or a mailbot or bulk e-mailer. The auto responder is really a great time saver, because it will give automatic responses when it is e-mailed.

There are various types of auto responders from types that will work on your e-mail to you having to put them on your server in the form of a script. Even with this they will all work basically the same. Their job is to send out an e-mail when they are e-mailed. The message that the auto responder sends will depend upon the message that was sent to it. The message can be determined by the script or possibly an e-mail address that it is sent to.

Even though they are a great tool that can be used for Internet marketing, many times they can be abused by spammers. They are great tools for daily chores because they do most of the work for you. There are so many people who can make these tools very disastrous.

If you are submitting your websites to directories or other types of things like that as in search engines or classifieds don’t ever use an autoresponder address. Most of these things also use autoresponders, so it will probably just keep sending messages back and forth. Nobody will win.

If you are going to subscribe to some type of newsletter or article you will never want to use the e-mail address with your auto responder on it. If you were to use your auto responder e-mail, while subscribing, you will probably be banned. What will happen is their auto responder will send you a message then your auto responder will send one back, and it will be quite a loop and it will be very annoying.

Auto responders are great things but is very hard to locate if they are using an auto responder. Sometimes you will be able to tell because the responses sound canned. Though many times those using the auto responders have different reply and from addresses. In a case like this it may take lot of effort to find this address.

Make sure to take care of your auto responder don’t use it for spamming or annoying purposes and you should be fine. This auto responder can do you much good in saving time for your business. Most auto responders are easy to set up and have detailed instructions on how to do it. They are also very easy to use and which is great news for people who are not technical or do not know how to use the Internet very well. Some of the most well-known autoresponders are Aweber and getresponse. There are also many smaller companies that provide auto responders for example, AutoResponderPro. Check some of these out to see what fit your needs best and what is the most cost-effective.

How to Find the Best Auto Insurance

Let’s face it; there’s nothing more frustrating than having trouble with car insurance companies. They charge so much for every month for a service you need once every couple of years – if that. And then, when you do need the best auto insurance help, when you’re in an accident, when there’s damage, you get the worst auto insurance help. That’s the worst. For years I was paying best auto insurance prices for the worst auto insurance service.

Some of my complaints are that the claims are rejected far too often. I don’t get it; it’s not like I wanted to damage my car! Even the best auto insurance companies have such convoluted and confusing policy options that I never am quite sure what is covered and what isn’t. The worst thing about even the best auto insurance companies is the wait time. The settlement payout process takes forever and is never exactly what they say it is. Luckily, there’s other companies out there. Here are some ways to find the best auto insurance.

The easiest way to find the best insurance company is to ask the staff at your local car repair shop. Think about it: who works with car insurance companies more than the guys that have to deal with as part of their day-to-day jobs? Many of these auto shops go through the same frustrating ordeals that us regular guys go through when dealing with the insurance companies, and they won’t be shy about telling you what they think if you ask. The shop I’ve gone too even has a rating system of the best auto insurance companies right in their lobby.

Another good way to find the right insurance company for you is to check online and through consumer forums. The Internet has been a great way for information to get around- for people to share their worst and best insurance company stories. Just keep in mind one thing; most people go on web sites to complain about bad service and products. Most of the time if they are happy with a service they don’t think to go online and share it with the world. Many times, they’re too busy enjoying it! That said, it’s good to know some of the worst things that could happen – just remember it might not be whole picture.

Finally, insurance companies offer free quotes. Always shop around. Don’t settle for the first good price you find. Do research, compare different quotes and ask other auto professionals. If you follow these tips, you’ll surely find the best insurance for you!