What to do when you have become a victim to identity theft.

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More and more people are becoming aware of the identity theft. People are starting to realize that identity theft is a serious crime. The number of cyber crimes and identity thefts have been on the increase. It is the crime that is becoming more and more widespread and common. Many people have become a victim to identity theft. More are in the danger of being a victim. People have started to take this crime seriously and are starting to take the precautionary measures required. Sadly, for some people the situation is much worse. They have already become a victim of it and now they are afraid, worried and need help.

If you or someone you know has become a victim of identity theft and need help then this will help you.

Here are a few things you can do if you suspect someone stole our identity or is trying to.

Freeze or suspend your accounts:

The first thing you need to do when you suspect or are sure of identity theft is to freeze your account. This way, you can make sure that the thieves can no longer have access to your bank account, loan accounts Etc. Atleast your finances will be secure. You should temporarily suspend your account and talk to your bank about your problem.

File a Police Report:
This is the most important step that you should complete as soon as you are aware that you have become a victim of identity theft. File a police report so that the thieves can be caught and the damage can be controlled as soon as possible. You should contact the local police station to file an Identity Theft Report. The police will do their best to guide you into taking more steps to help you overcome this situation. This way, if the criminal opens up new accounts in your name, they can be caught by the police then. Even when they use your credit card to make a transaction, it will be monitored and they can be caught hopefully.

Contact Any and all Institutions:

No matter what bank, credit card line, insurance company, loan lender company Etc. you had accounts in, you need to inform them all about your identity theft case. That way, you can make them all aware that your identity and personal data has been compromised. For example, if your credit card was stolen, then you need to inform about this theft to the credit card issuer. Contact the bank as well as any other institute that you can think the thieves can use to their advantage. Your social security card is also very important and has a lot of personal information and data. If that was stolen, then you need to inform the concerned institutes about it.

The only thing you can do after such a compromising incident is to wait and hope for the best. In most cases, the police catches the culprit before any serious damage takes place.

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